10% off golf insurance from Rubber Ring



Have you ever pondered the consequences of someone snatching your prized clubs or accidentally causing damage while playing your favourite round? Golf Insurance may not be the first thing on your mind, but it’s an essential shield every golfer should consider. That’s why we’ve collaborated with Rubber Ring Golf Insurance who offer an excellent level of cover not just for your golf equipment but also for your liabilities on the course as a golfer.



Have you ever pondered the consequences of someone snatching your prized clubs or accidentally causing damage while playing your favourite round?

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Summary of cover available

Golf Equipment

up to £7,500

Personal Liability


Third Party Property Damage


Hole-In-One Bar Bill


Personal Accident


Cover applies 24/7, home/away

New for Old Equipment

Cover starts at £29.99 £26.99 /year

10% off golf insurance from Rubber Ring
10% off golf insurance from Rubber Ring

Rubber Ring Golf Insurance is a new generation of sports insurance designed to give you the cover you need at the price that’s right for you. All of our insurance processes from quote to claims are focused on our customer’s experience and happiness with Rubber Ring. Learn more at www.rubber-ring.co.uk



If you are wanting to move away from your current golf insurance provider you can simply set your Rubber Ring policy to start on the date you current insurance expires, up to 45 days into the future.


10% off golf insurance from Rubber Ring

Am I not covered on my home insurance policy?

In some instances your golf equipment can be covered on your home insurance policy but a lot of the time it an optional add-on with an extra premium to pay. Be aware that you may also need to itemise your golf equipment on your home insurance.
Even if your golf equipment is covered on your home insurance, these particular policies usually come with a higher excess to pay and making a claim can also effect your renewal premium.
With Rubber Ring Golf Insurance there is only a £50 excess to pay (which can be waivered for £7.50/year) and any claims made do not affect your renewal price.
Also worth mentioning is that a home insurance policy will not come with golfing specific cover such as Hole-In-One protection.

Is my golf equipment covered in the boot of my car?

Yes, your golf insurance equipment is covered 24 hours a day regardless of where your vehicle is parked. All we ask is that your car is fully locked and your golfing equipment is totally concealed in the boot or under the parcel shelf/manufacturer’s fitted cover.

How does making a claim work?

  1. Log your claim instantly 24/7 from your Rubber Ring Account
    Alternatively call +44 (0)1732 520273
  2. Tell us what happened, create video, upload images, receipts and any evidence
  3. Our claims team review your claim and will be in touch within 2 working days

Equipment Claims If your claim is approved, American Golf can offer you a like-for-like replacement for your golf equipment or store credit to spend in-store or online.

Liability Claims If your liability claim is approved, our Claims Team will advise you directly on the next steps.

Why should I buy my golf insurance from Rubber Ring and not another golf insurance provider?

The most important thing you need to check when buying your golf insurance is the level of cover it provides you and your equipment. Some insurers out there may offer free gifts like a box of golf balls with every new insurance policy, when in fact, none of that matters. What matters is what you are covered for and if you trust that company to be there you if you need to make a claim.
Unlike some insurers, a Rubber Ring Golf Insurance policy covers you and your equipment at any time of the day and anywhere in the world. (Worldwide cover is included up to 120 days)
Remember, golf insurance is NOT a load of balls!

What exactly is classed as “golf equipment”?

The full list of equipment covered is as follows:

  • Golf clubs
  • Bags
  • Trolleys
  • Single-seated buggies
  • GPS equipment and range finders
  • Clothing
  • Footwear
  • Accessories specifically designed and purchased for playing golf including baggage, personal possessions and trophies, cups and awards

As an added benefit, we have no single item limits on our equipment cover. That means even if you have a particularly expensive driver, set of irons, or bag, you will always be covered up to the total amount set out in your policy schedule.

What is golfer’s Personal liability insurance and do I really need it?

Should you injure someone else or damage their property whilst on a golf course, Personal Liability Cover will take care of the cost of defending you in court, as well as any damages payable.
There was a case in recent history where a golfer hit a wayward shot that caused the loss of another's golfer’s eye and he was held liable along with his golf club to the tune of £397,000.
It’s not always the case that a golf club will cover these liabilities so always make sure you find this out before you tee off; or just make sure you have the adequate cover in place yourself to get that peace of mind.


All golf insurance policies are a contract between you “the customer” and Rubber Ring Financial Services Limited.
To apply for Rubber Ring Golf Insurance you must be a resident of the UK, Channel Islands or the Isle of Man.
10% discount applies to your first year’s premium only.
Product terms, conditions and excesses apply and may be varied on renewal.
Rubber Ring Financial Services Limited (Registered No. 12075495) is Authorised and Regulated by the Financial Conduct Authority No.912930. Registered office: Cobac House, 14-16 Charlotte Street, Manchester, United Kingdom, M1 4FL.
American Golf (Trading) Limited is an Introducer Appointed Representative of Rubber Ring Financial Services Limited.
Rubber Ring and American Golf work together to distribute golf insurance policies and will share any profit or loss generated as a result of this activity.